Retirement Communities
INDEPENDENT LIVING
Independent Living Communities (or Retirement Communities) are for seniors (usually over age 55) only and may be houses, townhouses, and private apartments. Those homes are located within a community of seniors. Independent Living is for seniors that are able to take care of themselves, are relatively healthy, and can communicate with caregivers, doctors, nurses by themselves, desire the security that a seniors-only environment provides. No custodial or medical care is available as part of the senior independent living community-residents may bring in outside services. Some communities may provide handrails and pull cords. Transportation to appointments may also be offered. Some communities provide many recreational options, which may include weekly entertainment, social activities, swimming pool/spa and gym facilities. Most provide small kitchens, but the communities may also provide meals in a communal dining area if desired.
Cost: The costs for the different Independent Living options vary and generally begin around $1,000 a month. Some low-income seniors can sometimes be partially covered by Medicaid.
Low-Income Housing (Senior Apartments)– Many are subsidized by the U.S. Dept. of Housing and Urban Development (HUD). But the waiting lists can be long.
Retirement Communities – Depending on the communities, residents may lease or buy the property. Prices vary depending on the local market in the area under consideration.